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BMW X4 M: F98 and X4 M Competition, engine and buying advice
BMW X4 M (F98) — a sporty coupe-style SUV, produced from 2019 to 2025. It features a 3.0-litre twin-turbo S58 engine, all-wheel drive and two versions — X4 M and X4 M Competition. We look at its tech, trims and what to check when buying used.
X4 M in brief
X4 M — the BMW X4's sporty M version. It has a reinforced chassis, special brakes, an M differential and the M xDrive system with a pronounced rear-wheel drive bias. The coupe styling gives it a sporty look but limits headroom in the rear.
This isn't a daily economical car: it's a fast, high-maintenance SUV for those who value dynamics and prestige.
Which version to choose
Previously, BMW offered the X4 M40i (F26, around 360 hp) as the sportiest X4 version. The F98 generation, which debuted in 2019, is the first true M version and significantly better in terms of technology.
You have to choose between the X4 M (around 480 hp) and the X4 M Competition (around 510 hp). The difference isn't usually huge in daily driving, but the Competition has more M details and slightly better acceleration.
Engines and gearboxes
Both versions come with a 3.0-litre inline six-cylinder twin-turbo S58 engine. The X4 M accelerates from 0-100 km/h in around 4.2 seconds, the X4 M Competition in around 3.8 seconds.
The gearbox is an 8-speed M Steptronic automatic, with M xDrive all-wheel drive that can be switched to rear-wheel drive mode.
What to check when buying a used X4 M
First, check the service history: oil changes should be done on time, and servicing should be carried out at a specialist workshop. Powerful twin-turbo engines require meticulous maintenance.
Check the tyres and brakes: the X4 M chews through tyres quickly, and ceramic brakes (if fitted) are very expensive. Look out for damaged alloy wheels.
Test all the electronics and auxiliary systems, and check if the car hasn't been track-used or modified. More modifications mean greater risk.
Trim levels
Names and equipment vary by market and year; we list the most common trim levels found in Europe.
X4 M
F98The base M version with the S58 engine.
- 3.0-litre straight-six, around 480hp
- M xDrive all-wheel drive
- Often comes with M sport seats
X4 M Competition
F98The more powerful version with additional M details.
- Around 510hp
- Often comes with M Carbon or black trim details
- Often comes with larger alloy wheels and M brakes
X4 M40i
F26 (previous generation)Sporty, but not the M version.
- 3.0-litre straight-six, around 360 hp
- xDrive all-wheel drive
- Sporty interior
Comparing the versions
| X4 M40i (F26) | X4 M (F98) | X4 M Competition (F98) | |
|---|---|---|---|
| Who it's for | For sporty driving, not too pricey | For speed and performance enthusiasts | Maximum power |
| Power | Around 360 hp | Around 480 hp | Around 510hp |
| 0-100 km/h acceleration | Around 4.9 seconds | Around 4.2 seconds | Around 3.8 seconds |
| Gearbox | 8-speed automatic | 8-speed M Steptronic | 8-speed M Steptronic |
| Price in the used market (relatively) | €€ | €€€ | €€€ |
If you want the real M version, go for the F98 X4 M or Competition. The difference between them is slight, so it's worth choosing based on the available car selection and condition.
Pros
- A very fast and dynamic SUV
- Coupe-like styling and M details
- Stiff suspension and powerful brakes
- All-wheel drive is great year-round
Cons
- High fuel consumption
- Expensive maintenance, tyres, and brakes
- Less headroom in the rear seats
Frequently asked questions
How does the X4 M differ from the X4 M40i?
The X4 M features the more powerful S58 engine (around 480–510 hp), M brakes and M differential, while the M40i has less power (around 360 hp) and a simpler suspension.
Is the X4 M Competition worth the extra cost?
The Competition offers around 30 hp more and additional M details. The daily difference is minimal, so choose based on condition and price.
Is the X4 M suitable for daily use?
Yes, but you need to consider high fuel consumption, a firm ride and expensive maintenance. It's ideal for those who want a sporty yet practical car.
Updated 2026-10-14 · Trim levels and equipment vary by market and model year — check the equipment of the specific car. · Translated automatically
